LOANS
 

Cashel Credit Union Limited NEVER requests financial information, or sensitive personal information such as Social Security or Personal Public Service Numbers (PPSN), ATM numbers or Bank Account numbers, over the internet. Be on your guard to insure that the highest level of security is maintained on your account.

If you unsure about a request for any financial or sensitive information that appears to originate from us, please contact our office (062-61699) and speak to a member of staff.


LOAN APPLICATIONS

- How and When –

Loan Applications may be made for a wide variety of purposes:- Cars, Home Improvements, Bridging, Education, Business, Insurance, Hobbies and much more. Members can make loan applications

  • In Our Credit Union Office 6 Days a week,
  • By Telephone (062 – 61699)
  • Online through our Online Accounts Loan Application

FREE-TO-MEMBERS

Members experience great ease of mind when borrowing when they satisfy the terms and conditions of the FREE-TO MEMBERS

Loan Protection Insurance & Repay Protection Insurance

LOAN RATES

The rates of interest charged at Cashel Credit Union vary across different types of Loans. However, we always strive to adhere to our commitment to BEST VALUE BORROWING.

Rates of Interest Charged on Loans may vary.

Typical Loan interest rates include

  • Personal Loans, Household Loans, Hobby Loans, Business Loans, Debt and Credit Card Consolidation Loans, Holiday and Home Improvement Loans at 9% (9.4% APR)
  • Auto Loans, Education Loans, PC Loans, Community and Sporting Club Development Loans and Home Buy Loans at 7% (7.2% APR)
  • Annual Insurance Loans for Cars, Vans, Trucks, Motor Bikes, Home Insurance and Health Insurance for 6% (6.2% APR)
  • Greener Home Loans for home loans related to the government’ Greener Home Loan scheme for 6% (6.2% APR)
  • Interest is charged only while the loan is outstanding.
  • Interest is never pre-charged.
  • Interest is calculated on the declining balance.
  • There are no charges, documentation fees or other hidden charges. There is no penalty for early encashment – quite the opposite in fact in that you are rewarded through savings made on interest not paid.

You can Estimate How Much your Loan Repayments will be using our Loan Calculator

REPAYMENT MADE EASY

  • You may pay:-
  • Over the Counter, six Days A week,
  • Through our Express Lodgement Facility,
  • Through your Bank by Standing Order – Ask our Staff to-day or
  • REQUEST STANDING ORDER FORM ONLINE (Click on the logo below) or double click below to
  • Through Your Bank by Direct Debit

–Ask our Staff to-day or Request that a Direct Debit Form be mailed out to you Click Here

You may also save as you repay – in fact, we encourage it.

On any like-with-like comparison on short-term borrowing, our loans beat the opposition hands down. We make loans to be of service to you, our members, not to profit at your expense.

REPAYMENT DIFFICULTIES:

Members who encounter loan repayment difficulties should contact our Credit Control Department Immediately, by telephoning 062 – 61699 or 062 70303. Alternatively, leave a message in the Loan Section of the link designated.